Being a skilled artisan contractor is all about accuracy and being precise. You cannot afford to be an inch off or the entire work you just did could be in vain. You can control the nail you are trying to hammer in, but there are some things you just cannot control. With our Contractors insurance program in Freehold, you’ll have the peace of mind knowing that your equipment & property, the fine work you perform and more importantly, we’ll cover YOU. You can get the Contractor Insurance you need specifically designed and tailored to your liking.
Your primary goal is to go out and make money and make it as fast as you can while the work is available. With that being said, the response to getting the necessary documentation needed to actually get the job itself needs to be there yesterday! StreetSmart Insurance makes sure our Artisan contractors of Freehold gets their Certificate of Insurance for each job as they come up.
To the disbelief of many, artisan contractor insurance usually winds up costing a lot less than what you would expect. General contractors policies usually have a lot more elaborate coverage that a regular artisan contractor would not need. Most of the overkill overages that a general contractor insurance policy has, is much more than needed to what a regular Artisan Contractor insurance policy covers.
The kind of insurance an Artisan contractors insurance is needed in Freehold usually include the following
- General Liability
- Business Property
- Commercial Auto
- Worker’s Comp
- Custom coverage: protection for installation, property, warehousing goods etc.
Freehold Artisan contractors insurance is available to generally any and every kind contractor.
Those kind of classes generally are:
- HVAC service providers
- Cabinet installation
- Other tradesmen who subcontract very little of their work.
BUT WHY DO I NEED IT?
Many states are getting involved and regulating that contractors purchase general liability insurance and in some cases, a surety bond. These measures are being put into place to protect the consumer from fraud. You’ll also come to find as you grow your business, some of the businesses or general contractors that hire you to do jobs will require that you have an adequate amount of contractor insurance, sometimes even higher than what the state recommends.
The kinds of coverages general contractors or some businesses might require is:
- General liability insurance
- Workers Compensation Insurance
- Commercial auto insurance
I will give you two reasons why you should buy insurance now!
1.) Don’t do a lot of hard work for a general contractor, wait to get paid and then get told you don’t have the right insurance. If you don’t have the insurance they are looking for, they will NOT pay you for everything you have done. Let the experts at StreetSmart Insurance tailor a policy not only to your liking, but to the general contractor you are doing business with. We’ll make sure you get what you need so that you can get paid.
2.) It’s ridiculous fast and easy to get a quote. Not to mention it’s very inexpensive to purchase. Binding and procuring coverage is just as easy. A couple signatures and a down payment will have you leaving with a certificate of insurance ready to begin and grow your business one nail at a time!