THE BEST INSURANCE PROGRAM TO PROTECT YOUR BUSINESS
It is hard to find a landscaping company without landscapers insurance these days. The number of lawsuits against services, professionals and organizations are constantly on the rise. Even worse, there are attorneys specializing in this type of lawsuit. If a customer or third party decides to sue you – even if the mistake is not evidently yours – you will still end up fighting your case in court. As you are aware of, lawsuits are expensive and time consuming, not to mention the damage they do to your business reputation. The best way to protect yourself from all the troubles associated with running your business is buying a landscaping insurance.
HOW CAN LANDSCAPING INSURANCE PROTECT YOU?
Many landscaping businesses start to consider landscaping insurance when they feel it is important to protect themselves against lawsuits and liability claims. However, lawn care insurance can provide you with much more than the basic protection against lawsuits. You can get your equipment insured, thus protecting you against machine malfunctioning and the loss of revenue occurred from these.
PERSONAL INJURY LIABILITY COVERAGE
Even if you are a very careful landscaper, accidents can happen at a worksite. If your client or someone else meets with an accident when you are performing a job, a personal injury claim can be raised against you.
An injured customer or worker can file a case against your business and gain compensation if:
- The injured person is able to prove that the fault was on your side, and the injury has resulted in loss of income and huge medical expenses. The compensation can be gained for the cost as well as the future expenses regarding the same. The injured person can also claim compensation for the care he needs during his recovery.
- If the injured person can prove that the injury is of considerable seriousness. Compensation can be asked for the injury’s pain and suffering along with any psychological injury.
- If the injured person can provide sufficient evidence for the injury happened along with any photographs where the accident has occurred, it can be a concrete proof and a serious lawsuit against your business.
As a profitable business you do not want to spend all your hard-earned money on expensive lawyers and medical bills. This is the reason why Landscaping Insurance can help you out by covering up all your financial commitments in helping you concentrate more on running your business.
BUSINESS LIABILITY COVERAGE
This particular insurance policy not only covers for body injury or property damage, but also covers the financial expenses resulting from injury caused by any advertising of your business operations. When you advertise your business, you can never be sure how it will offend your customers. If one of your customers have got offended by the kind of advertising that you have done to promote your business, he can go ahead and file a lawsuit against you. Business entity coverage is the best way to protect you from such unnecessary trouble.
COMMERCIAL AUTO INSURANCE
If you have a vehicle that is being used for business purposes, it’s a must that you get it covered under an insurance policy. The vehicle might be used for transportation of goods and services, but there is no guarantee that it will not encounter any accidents. A small carelessness from the driver’s side can put huge dents on the vehicle and as a result there might be disruption in your business operations, not to mention the huge expense to repair and replace automobile parts. Good commercial auto insurance can make sure that it can cover up any expenses under such accidents and get your business back on track.
Business Income Loss – if your business operations have been disrupted due to any issues or lawsuit filed against you, it will directly affect your business income. As a profitable business, you cannot allow your income to get affected or bring in any extra expense resulting from the loss. A good Landscaping Insurance can help you in such circumstances and does not allow your income to get affected. It keeps you in peace of mind to run your business without any trouble.
Reputation is also a big factor to consider when you encounter lawsuits filed by your unhappy customer. A business reputation, once tarnished, is very difficult to get it back. Hence, only insurance will help you resolve a problem quickly without the word spreading.
Crime coverage – since landscaping in both the use of several expensive tools and equipment’s, you need to make sure that your invention is totally protected from any crime or fidgety. You just need a dishonest employee who is a thief and steals away your expensive tools and equipments. Hence, crime coverage will help your business to stay protected from any loss of money, inventory or securities. Crime insurance also covers up any forgery, burglary, embezzlement and dishonest employee.
You cannot bring your whole business operation to a standstill just because you do not have a particular tool or equipment, because if you do so, chances are that your income will also get affected. This is the reason why you need to get your equipment or tools replaced immediately in case of loss, and just because you cannot afford them from your own pocket picking up an insurance that will do the job for you, is the best idea.
LANDSCAPING INSURANCE FROM STREETSMART INSURANCE AGENCY
Choosing an insurance policy from us is not like going to other insurance agencies. We do not believe in complex terms and conditions and coverage that do not help you when you are in serious financial need. On the other hand, we concentrate more on customizing Landscaping Insurance such that it provides you maximum benefit in case you are going to any financial commitments.
All you need to do is to just fill out an online application form, and we will make sure that we get back to you right away but the best quote possible.